SBA 7(a) Beauty Salon Financing

Beautiful Financing Solutions for Your Salon’s Success

Beauty salons deserve financing that aligns with their vision for success. The SBA 7(a) loan is a premier option, offering unmatched flexibility and advantageous terms tailored specifically for unique needs. Whether opening a new salon, enhancing an existing facility, or expanding service offerings, this program provides essential resources to elevate your business to new heights.

SBA 7(a) Loan Benefits for Beauty Salons

SBA 7(a) loans provide flexible financing for equipment, renovations, and operational expenses, enabling beauty salons to enhance services and attract more clients. With longer repayment terms and competitive interest rates, you can manage cash flow effectively while investing in your business.

Extended Repayment Terms

Choose repayment terms of up to 10 years for general business needs or up to 25 years for real estate purchases. Loans under 15 years have no prepayment penalties. For loans over 15 years, prepayment penalties apply only in the first three years.

Competitive Interest Rates

Benefit from competitive interest rates, helping you save on financing costs. The government guarantee reduces lender risk, allowing for better rates compared to traditional loans.

Lower Down Payments

Secure financing with lower down payments, often up to 20% of the total project cost, and sometimes as low as 0%, thanks to the government guarantee.

Flexible Use of Funds

Use the funds for various needs, from upgrading equipment and marketing services to refinancing existing debt. The SBA 7(a) loan offers versatility for your business requirements.

How SBA 7(a) Loans Support Your Beauty Salon

Our SBA 7(a) loans help beauty salons invest in critical areas of their business.

Buy a Beauty Salon

Acquiring an existing beauty salon with an SBA 7(a) loan allows you to take over a business with an established client base and professional setup. With flexible financing options and manageable down payments, you can secure ownership while keeping capital available for staffing, marketing, and salon upgrades.

Start Your Own Salon

Launching a new beauty salon is an exciting opportunity to bring your vision to life and build your brand. An SBA 7(a) loan provides financing for leasehold improvements, salon equipment, marketing, and working capital, giving you the resources needed to establish a thriving business.

Buy Real Estate – Stop Leasing Your Space

Owning your salon space provides long-term stability, eliminates unpredictable rent increases, and builds equity in your business. An SBA 7(a) loan offers financing for purchasing or renovating a property, giving you control over your location and future expansion.

Open a Second Salon Location

Expanding to a second location is a great way to grow your brand and reach new clients in a different market. An SBA 7(a) loan provides financing for leasehold improvements, equipment, staffing, and marketing, allowing you to scale your beauty business with confidence.

Debt Refinancing

Refinancing high-interest business debt with an SBA 7(a) loan can lower monthly payments and improve cash flow. With better loan terms, you can reduce financial strain and reinvest savings into salon improvements, marketing, and hiring top talent.

Financing Solutions for Every Stage of Your Beauty Salon

Our SBA 7(a) loans are designed to support beauty salon owners at every stage, whether you're starting out, growing, or planning for the future.