INVESTMENT ADVISORY SBA 7(a) LOANS
Your clients rely on your guidance to navigate their financial futures, and you deserve the same level of support for your practice. The SBA 7(a) loan program, backed by the government, is tailored to help you achieve financial stability and foster growth. Whether you’re expanding your team, upgrading equipment, or renovating your space, this loan program is a top financing choice for investment advisory firms due to its flexibility and accessibility. This program provides essential benefits tailored to support your business.
Longer Repayment Terms
With SBA 7(a) loans, you can choose repayment terms of up to 10 years for general business needs or up to 25 years for real estate purchases. Loans under 15 years come with no prepayment penalties, while longer loans have penalties for prepaying more than 25% within the first three years: 5% in the first year, 3% in the second, and 1% in the third. After three years, you can repay penalty-free, ensuring flexibility.
Competitive Interest Rates
Take advantage of SBA 7(a) loans’ favorable interest rates to reduce the cost of financing for your business. The government guarantee minimizes our risk, allowing us to offer you more competitive terms than standard lenders.
Lower Down Payments
The government guaranty also enables small business owners to secure financing with lower down payments compared to traditional business loans, typically up to 20% of the total project cost but in some cases as low as 0%.
Flexible Use of Funds
The SBA 7(a) loan program is widely regarded as a top choice for small businesses due to its unmatched flexibility. Unlike many traditional loans that impose strict limitations, 7(a) loans empower businesses to meet a variety of financial needs, making them versatile for nearly any business purpose or stage of growth.
What Can SBA 7(a) Do for Your Investment Advisory Firm?
Our flexible financing solutions allow you to invest in the most critical aspects of your business, whether it's one specific area or several at once:
Business Expansion
Whether you’re expanding your advisory services, enhancing client offerings, or opening a new office location, our loans provide the capital you need to successfully grow your investment advisory firm.
Equipment & Technology
Invest in cutting-edge technology and advanced tools to elevate your advisory services and enhance client satisfaction.
Real Estate Investments
Purchase, build, or refinance your firm to give your business a solid foundation for growth and success.
Working Capital
Ensure smooth day-to-day operations by covering essential expenses like payroll, technology, and marketing.
Debt Refinancing
Simplify your financial management by consolidating multiple loans into one, often with better terms.
Solutions for Every Stage of Your Investment Advisory Firm
Our SBA 7(a) loans are designed to support investment advisory owners throughout their careers, whether you’re just getting started, expanding your business, or preparing for retirement.