Roofing Business Loans

SBA 7(a) ROOFING BUSINESS LOANS



Top Advantages of SBA 7(a) Loans for Roofers

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Competitive Interest Rates

Save on financing with the competitive interest rates of SBA 7(a) loans. Thanks to a government-backed guarantee, we can deliver more affordable rates than typical business lenders.

Lower Down Payments

The government guaranty enables small business owners to secure financing with lower down payments compared to traditional business loans, typically up to 20% of the total project cost but in some cases as low as 0%.

Longer Repayment Terms

SBA 7(a) loans offer flexible repayment terms: up to 25 years for real estate purchases and up to 10 years for other business purposes. Loans under 15 years can be repaid anytime without penalties, while those over 15 years have minimal prepayment penalties only within the first three years.

Flexible Use of Funds

The SBA 7(a) loan program is widely regarded as a top choice for small businesses due to its unmatched flexibility. Unlike many traditional loans that impose strict limitations, 7(a) loans empower businesses to meet a variety of financial needs, making them versatile for nearly any business purpose or stage of growth.



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  • Roofer working on top of roof with hammer
  • Home lit up at evening
  • Roofer working on top of roof with power tool
  • Roofer working on top of roof with tape measurer








Solutions for Every Stage of Your Roofing Business

Our SBA 7(a) loans are designed to support roofing contractors throughout their careers, whether you're starting a new business, growing your client base, or preparing for retirement.