Location is Key

USDA B&I loans are a great option for borrowers who find themselves on the outskirts of smaller towns and cities.

Many times, the USDA sets its lending boundaries in such a way that while one side of the road is eligible the other is not.

Our team can quickly confirm your locations’ eligibility and discuss some key strategies to be aware of when taking advantage of this excellent program.

Flexibility Creates Opportunity and Risk

As one of the most flexible government guaranteed loan options, the USDA’s B&I program is highly beneficial to borrowers. However, that same flexibility creates the ability to easily miss the best loan terms available if only a handful of lenders are considered.

Additionally, as a more niche offering, many lenders do not have the same process controls built around their USDA lending business which can result in an inefficient lending process.